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Future Money and Time Wey You Don Commit

See future money and time wey you don promise, including notice periods, lock dates and exit fees.

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Your numbers

Calculations dey happen locally. Results na estimates, no be professional advice.

Cost wey you don commit within the planning period

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Month 1 na your first planning month. Costs and time stay uniform inside each active month; cancellation start at the beginning of the stop month. Comparisons cover only the planning horizon, and each one cancel one item. Check contract terms separately.

Formula

Use S = max(a,e,c+n). a na start month, e na earliest stop month, c na cancellation-request month, and n na notice months. If S no pass di item end month, charge active months before am plus exit fee for di stop month; otherwise di original end remain.

See future money and time wey you don promise, including notice periods, lock dates and exit fees.

Example wey show the calculation

First month for the plan (YYYY-MM)
2026-11
How many months the plan cover (months)
12
Income wey you get available every month
5000
Necessary expenses every month
3000
Hours wey you get available every month
80
Other fixed hours wey you don commit every month
20
Request cancellation when this month number start
3
Cost wey you don commit within the planning period
4,400
Time wey you don commit within the planning period
256 hours
Smallest free money for any month
1,550
Smallest free time for any month
32 hours
Biggest net saving if you cancel one commitment
870

Money and time wey you don commit

  • Gym

    Cost every month: 100

    Hours every month: 12

    Month wey e start: 1

    Month wey e end: 12

    Earliest month wey e fit stop: 4

    Months of notice wey you must give: 1

    Fee to stop am: 30

  • Course

    Cost every month: 200

    Hours every month: 16

    Month wey e start: 2

    Month wey e end: 8

    Earliest month wey e fit stop: 5

    Months of notice wey you must give: 1

    Fee to stop am: 50

  • Machine

    Cost every month: 150

    Hours every month: 0

    Month wey e start: 1

    Month wey e end: 12

    Earliest month wey e fit stop: 12

    Months of notice wey you must give: 2

    Fee to stop am: 200

Where e fit work and limits

Month 1 na your first planning month. Costs and time stay uniform inside each active month; cancellation start at the beginning of the stop month. Comparisons cover only the planning horizon, and each one cancel one item. Check contract terms separately.

We check inputs for missing values and allowed ranges. Result wey pass the finite numeric range no go show. Rounding affect wetin display, while calculation use the model numeric precision.

Check your units and assumptions before you rely on result. Changing label no convert currency or physical unit.

Version of di formula: 342815c742bf · Example don get check:

Method

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