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Rule of 72

Compare the quick doubling-time rule with exact compound growth.

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Local calculations. Results are estimates, not professional advice.

Rule-of-72 estimate

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Educational estimate using your entered assumptions; no live prices, tax rules or guaranteed returns.

Formula

The rule gives t ≈ 72/p, while constant compound growth gives t = ln(2)/ln(1+p/100). p is the positive annual percentage rate and t is years. The rule is an approximation.

Compare the quick doubling-time rule with exact compound growth.

Worked example

Annual growth rate (%)
6
Rule-of-72 estimate
12 years
Exact annual compounding
11.8956610459 years

Scope and limitations

Educational estimate using your entered assumptions; no live prices, tax rules or guaranteed returns.

Inputs are checked for missing values and allowed ranges. A result outside the finite numeric range is not displayed. Rounding affects display, while the calculation uses the model’s numeric precision.

Check your units and assumptions before relying on a result. Changing a label does not convert a currency or physical unit.

Formula version: 7c261970585c · Example checked:

Methodology

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