Lease Payment Estimate
Separate depreciation and financing portions of a vehicle lease.
Your numbers
Estimated monthly payment
Common money-factor lease estimate. Contracts may apply taxes and fees differently; mileage and end-of-lease charges are excluded.
Scenario comparison
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Formula
Use A = [(C−S)/n+(C+S)f](1+τ). C is adjusted capitalized cost, S is residual value, n is months, f is the money factor, and τ is the payment tax fraction. The two terms are depreciation and financing charges.
Separate depreciation and financing portions of a vehicle lease.
Worked example
- Adjusted capitalized cost
- 30000
- Residual value
- 18000
- Term in months
- 12
- Money factor
- 0.002
- Payment tax rate (%)
- 0
- Estimated monthly payment
- 1,096
- Monthly depreciation
- 1,000
- Monthly financing charge
- 96
Scope and limitations
Common money-factor lease estimate. Contracts may apply taxes and fees differently; mileage and end-of-lease charges are excluded.
Inputs are checked for missing values and allowed ranges. A result outside the finite numeric range is not displayed. Rounding affects display, while the calculation uses the model’s numeric precision.
Check your units and assumptions before relying on a result. Changing a label does not convert a currency or physical unit.
Formula version: 3390b947d50d · Example checked: