Kasuwanci
Har ma da Hustle Break
Kimanta tsawon watanni da ake ɗauka ana ɗaukar aiki a gefe don dawo da kuɗin farawa daga gudummawar wata-wata.
Ƙara zuwa wurin aikiƘimomin shigarwa
Ana sabunta sakamako yayin da kake rubutu. Babu maɓallin lissafi. Duk lissafin suna gudana a cikin burauzarka.
Watanni don rage daidaito
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Rushewa
| Abu | darajar |
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Gudummawar wata-wata riba ce a kowane oda lokutan oda na wata-wata ban da farashin da aka ƙayyade na wata-wata. Daidai-daidai yana raba farashin farawa da wannan gudummawar.
A kallo ɗaya
Sanduna suna kwatanta farashin farawa da cikakken shekara na gudummawa. Idan sandar shekara ta share sandar farawa, daidaiton riba zai faɗi cikin watanni 12.
Matsayi mai yawa akan lokaci
| Yanayi | darajar |
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Kowace layi tana da gudummawar da aka tara ba tare da an rage farashin farawa ba, ana ɗaukar umarni iri ɗaya, riba, da farashi mai ƙayyadadden farashi a duk tsawon lokacin. Watannin farko ba su da kyau har sai an dawo da farashin farawa.
Ƙa’ida
Watanni don karya daidai = farashin farawa ÷ (riba a kowace oda × oda na wata-wata − farashin da aka ƙayyade na wata-wata). Umarni don dawo da farashin = farashin farawa ÷ riba a kowace oda. Jimilla bayan watanni N = gudummawar wata-wata × N − farashin farawa.
Misalin aiki
Farawa $20,000, farashin da aka ƙayyade $1,200 a kowane wata, riba $85 a kowane oda, 60 oda a kowane wata. Gudummawar wata = $85 × 60 − $1,200 = $5,100 − $1,200 = $3,900. Watanni don karya daidai = $20,000 ÷ $3,900 = watanni 5.13. Umarni don dawo da kuɗin = $20,000 ÷ $85 = 235.29 oda. Jimilla bayan watanni 12 = $3,900 × 12 − $20,000 = $26,800.
Amfani da iyakoki
Gudummawar wata-wata dole ne ta kasance mai kyau don duk wani karyewar-komai ya wanzu; idan farashin da aka ƙayyade ya wuce jimlar gudummawar, samfurin ya ba da rahoton karyewar-komai maimakon lokacin da ba shi da kyau. Tallace-tallace da riba zato ne, ba buƙatu mai tabbas ba ne, kuma samfurin yana ɗauka cewa sun kasance iri ɗaya - ba a tsara yanayin yanayi, sauye-sauyen farashi, da ci gaba ba. Kuɗaɗen kuɗi, haraji, lokacin biyan kuɗi, maida kuɗi, da ƙimar lokacin mai kafa ba a haɗa su cikin ƙayyadadden farashi ko riba a kowace oda.
FAQ
Ta yaya ake ƙididdige karyewar-komai?
Gudummawar wata-wata riba ce ga kowane oda oda na wata-wata ban da ƙayyadadden farashin wata-wata; watanni don karyewar ana raba farashin farawa da wannan gudummawar.
Me zai faru idan gudummawar sifili ce ko mara kyau?
To babu wani daidaito: harkar kasuwanci tana asarar kuɗi ko kuma tana tsayawa cak duk wata, kuma ba a taɓa dawo da kuɗin fara kasuwanci ba. Gyara gudummawar farko — ƙarin oda, ƙarin riba ga kowane oda, ko ƙarancin farashi mai ƙayyadadden farashi.
Shin daidaiton ciniki yana nufin riba daga nan?
Yana nufin an biya kuɗin farawa. Daga wannan watan zuwa gaba, gudummawar kowane wata riba ce kafin haraji da kuma kafin lokacin mai kafa, idan babu ɗayan da aka ƙididdige a cikin abubuwan da aka shigar.
Shin lokacin mai kafa yakamata ya kasance cikin farashi mai ƙayyadadden farashi?
Idan kuna son amsar gaskiya, eh — daraja sa'o'in a ƙimar da ta dace kuma ku haɗa su, ko kuma daidaiton ciniki yana nuna aiki wanda kawai ke aiki ta hanyar ba da gudummawar aiki mara biya.
Me yasa ƙidayar oda take da ƙayyadadden yawa?
235.29 oda shine amsar lissafi; A aikace yana nufin 236 na tsari shine wanda ke rage jimlar jimillar kuɗin farawa, wani ɓangare na watan hutu.
Me ba a haɗa ba?
Kuɗi, haraji, mayar da kuɗi, yanayin yanayi, da haɗarin buƙata. Yi la'akari da ƙidayar watan a matsayin adadi na tsare-tsare a tallace-tallace da aka ɗauka, sannan a sake gudanar da shi a rabin tallace-tallace don ganin matsalar da ke ƙasa.
Kayan aiki masu alaƙa
- Kalkuleta Mai Haɗakar Karya — lissafin daidaituwa na gaba ɗaya ga kowane samfuri ko kasuwanci
- Kalkuleta Riba — riba da riba a kowane oda, babban shigarwar wannan shafin
- Kudin Sa'a Mai Inganci Mai Zaman Kanta — ƙimar sa'a ta gaske ta lokacin wanda ya kafa shi
Sakamako kimantawa ne kawai kuma ba ya nufin shawarar ƙwararru.