Flat vs Rage Riba
Kwatanta riba mai faɗi da amortization a daidai ƙimar da aka ambata.
Ƙimomin shigarwa
Biyan kuɗi na Flat-riba na wata-wata
Adadin da aka ambata iri ɗaya ba yana nufin farashin lamuni daidai ba. An cire kuɗaɗen da zagayen mai ba da lamuni.
Kwatancen Yanayi
Har zuwa hotuna uku a cikin wannan shafin. Loda ɗaya yana maye gurbin shigarwar yanzu.
Ƙa’ida
Ribar da aka raba ita ce I = Pjn/12; biyan kuɗin rage ma'auni shine A = P/a(j/12,n). P shine babban, j shine ƙaramin rabon riba na shekara-shekara, kuma n shine watanni. a(r,n) yana taƙaita abubuwan da ke rage ragi na wata-wata akan ƙimar r.
Kwatanta riba mai faɗi da amortization a daidai ƙimar da aka ambata.
Misalin aiki
- Shugaba
- 12000
- Adadin riba na shekara-shekara (%)
- 6
- Wa'adi a cikin watanni
- 12
- Biyan kuɗi na Flat-riba na wata-wata
- 1,060
- Rage ma'auni na biyan kuɗi na wata-wata
- 1,032.79715648
- Jimlar riba mai faɗi
- 720
- Rage jimillar riba
- 393.56587782
Amfani da iyakoki
Adadin da aka ambata iri ɗaya ba yana nufin farashin lamuni daidai ba. An cire kuɗaɗen da zagayen mai ba da lamuni.
Ana duba shigarwar don ƙimar da ta ɓace da kuma kewayon da aka yarda. Ba a nuna sakamako a wajen iyakataccen adadin lambobi ba. Zagaye yana shafar nuni, yayin da lissafin yana amfani da daidaiton lambobi na samfurin.
Duba raka'o'inku da zato kafin dogara da sakamako. Canza lakabin ba ya canza kuɗi ko naúrar zahiri.
Sigar tsari: 0f5b61344261 · An duba misali: