Annuity Present Value
Discount equal end-of-period payments to today.
Your numbers
Present value
Educational estimate using your assumptions; no live rates, tax rules or investment recommendations. Returns can be negative and are not guaranteed.
Scenario comparison
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Formula
PV=A[1−(1+r)⁻ⁿ]/r; PV=An at r=0
Discount equal end-of-period payments to today.
Worked example
- Payment each period
- 100
- Rate per period (%)
- 5
- Number of payments
- 10
- Present value
- 772.173492918
- Undiscounted payments
- 1,000
Scope and limitations
Educational estimate using your assumptions; no live rates, tax rules or investment recommendations. Returns can be negative and are not guaranteed.
Inputs are checked for missing values and allowed ranges. A result outside the finite numeric range is not displayed. Rounding affects display, while the calculation uses the model’s numeric precision.
Check your units and assumptions before relying on a result. Changing a label does not convert a currency or physical unit.
Formula version: b04c02f3a19f · Example checked: